The information which you calculate from this Calculator is intended for use by you as a guide only, it is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. The calculator is an approximation of plan returns and is subject to the specifics of the contract drafted. The figures and formulas used within this calculator may change at any time without notice. All commissions, savings, expenses or any other calculations are displayed ‘are guides ONLY’, results of this simulation have no legal offering. WellifyME, Inc. accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.